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Total debt service includes interest and principal on a company’s lease, interest, principal, and sinking fund payments. You can calculate the DSCR using Excel without using a complex formula.

How to calculate simple interest on a loan Simple interest is most commonly used for short-term loans – like payday loans, or some types of personal or auto loans.

The formula for calculating simple interest in a savings account is Interest = P * R * T. Multiply the account balance by the interest rate by the time period.

Learn about and revise how to calculate percentages to solve real life problems, such as compound interest, with this BBC Bitesize GCSE Edexcel guide.

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Learn the difference between simple and compound interest, what happens when you open a bank account or take a loan, with a KS3 Maths guide from BBC Bitesize.

How Is it Calculated? Calculating interest on a savings account for a single period is fairly straightforward. The formula for calculating simple interest is A = P x R x T.